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    Property Characteristics

    Below-Grade Area

    Any portion of a building that is below the ground level on any side. In residential appraisal, below-grade finished area is valued separately from above-grade GLA because the market typically assigns lower value per square foot to below-grade space.

    Below-grade space includes basements (full, partial, walkout, and daylight types). Even if a basement is fully finished with bedrooms, bathrooms, and a kitchen, it cannot be included in GLA under ANSI standards. The appraiser reports below-grade area separately and adjusts comparables for differences in below-grade finished area. Walkout and daylight basements typically command higher market premiums than standard basements due to natural light and direct exterior access. Bedrooms in below-grade areas may not count toward the official bedroom count depending on local building codes (egress window requirements).

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